The federal Small Business Administration offers loans of up to $2 million in disaster areas, which can help the restaurants, shop owners and others who suffered losses from Hurricane Sandy. Interest rates are typically 4% for businesses and 3% for nonprofits over a 30-year term. You can apply online at DisasterLoan.SBA.gov. Loan application forms can also be downloaded at SBA.gov. Or, mail completed applications to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, Texas, 76155. According to Crains New York, nce the application is submitted, the SBA takes 10 days to respond. If you need help gathering the required paperwork — some of which may have been lost in the storm — try the Small Business Development Center, which is run jointly by the state and the feds. They can help if you hit roadblocks online.